Q: I am a 38-year-old software engineer with a term insurance policy of ₹1 crore that I purchased five years ago. My wife is a homemaker; my family has grown with two children aged 3 and 1; we’ve ...

Q: My wife, Aaruhi (35), was recently diagnosed with a chronic heart condition. As a family of three, we’ve always relied on my corporate insurance, but this diagnosis has been a wake-up call. I want ...

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